Trusted. Local. Independent.

Gino Ward Agency has the knowledge and expertise to help with your insurance needs in South Saint Paul, Minnesota.

We’re your one-stop-shop for individuals, personal insurance and business insurance. Start a quote by clicking below or give us a call at 651-450-0863 to start the conversation.

South Saint Paul, Minnesota
South Saint Paul, Minnesota
South Saint Paul, Minnesota

Get quotes from multiple insurance companies in South Saint Paul, Minnesota.

Gino Ward Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in South Saint Paul, Minnesota to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

We work with the most reputable insurance companies to find the best match for you!

South Saint Paul, Minnesota Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in South Saint Paul, Minnesota like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Get a quick estimate

Gino Ward Agency is here to help you find the right coverage for yourself, your family, or business in South Saint Paul Minnesota. Submit your information below and one of our expert insurance advisors will reach out to you to discuss your insurance options to get you the right policy fast.

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Gino Ward Agency

How it works

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    Fill out the form.
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    We will go over your options with you.
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    Get the coverage you need.

If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!

Personal insurance policies for individuals and families in South Saint Paul, Minnesota

Home Insurance

Auto Insurance

Life Insurance

Umbrella Insurance

High Net-Worth

Landlord Insurance

Earthquake Insurance

Renters Insurance

Motorcycle Insurance

Boat Insurance

Power Sports

Let’s get your business protected

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Environmental Liability Insurance

A specialized insurance policy designed to protect your businesses from the financial consequences of environmental incidents. Crucial for companies that handles hazardous materials, or produce waste.

Gino Ward Agency

About Gino Ward Agency

Focusing on efficiency & performance

Gino Ward Agency delivers personalized insurance solutions to our clients in Minnesota, Colorado, Wisconsin, and Arizona. When it comes to protecting your assets and everything you’ve worked hard to earn, a one-size-fits-all approach is not going to cut it.

We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Gino Ward Agency is coverage you can count on!

We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf.

Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget.

We’re here to work for you.

Contact us for assistance or a personalized insurance quote today!

Gino Ward Agency
Gino Ward Agency

Gino Ward Agency. Your trusted insurance agency in South Saint Paul, Minnesota.

Insurance services offered.

  • Personal Insurance
  • Life Insurance
  • Medicare Insurance
  • Business Insurance
  • Trucking Insurance
Gino Ward Agency

Want to talk?
Let’s do it.

Feel free to call us.

Get your insurance quote online today

Get your insurance quote today.